PHCA Program

We have been committed to providing financial protection to OBGYNs for over 20 years and have developed a program that makes our rates the most competitive in New Jersey. Our focus on group benefits has enabled us to provide significant savings for physicians and their practices.

There is no need to wait for your renewal date to begin to save money. It is easy to transfer your coverage midterm and we will assist you in the process for a seamless transition. Eliminate the uncertainty of premium spikes, take control of your expenses and reinforce the protection of your reputation with our exclusive risk management tools.

Below is a brief review of our member benefits:

  • Premiums:
    • For full-time OBs – our premiums are the most competitive in the state, Coverages are underwritten by MdAdvantage, A-“ as rated by A.M. Best.
    • For part-time OBs – we offer significantly reduced rates.
  • Group protection: Our group protection strategy protects you from premium spikes by reducing the impact of individual claims
  • Expanded coverage: Our clients can see obstetrical patients through to full-term
  • Free options:
    • Claims consultant available full-time
    • Specialized consent forms
    • $50,000 in coverage for RAC-Audit (MPAI) and HIPPA (PDS) coverage
    • $50,000 in coverage for Employment Practice Liability Insurance (EPLI)

We know your time is valuable so we’ve made it easy for you to request an accurate quote.

You can fill out a form online, you can call us at (973) 227-0025 and talk with one of our Malpractice Account Specialists, or you can receive a premium indication by completing this Quick Quote Form and faxing it to (973) 227-4026.

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Get in touch

Do you have questions about how MBS can help you and your loved ones? Fill out the form and we’ll get in touch shortly, our dedicated team are always happy to help. You can also phone 800-347-3417 Monday–Friday, 08:30–5:00.

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Where we are

MBS Insurance Services
100 Passaic Avenue
Fairfield, NJ 07004
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