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“It has always been a pleasure working with MBS Insurance Services, Inc.. Even
though I am assigned and Account executive to handle our office I can still call
and receive the same individualized service from any staff member, in the
absence of my account executive. MBS has always worked to obtain the best
premiums and insurance product for their clients. I would recommend MBS to my
colleagues and have done so.”
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- Tina
Petillo, MD
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West Orange, NJ
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“My agent at MBS has been very
helpful. I now have 6 MD’s working for me in New York and New Jersey and MBS
has been very helpful in getting them the best rates.”
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Marc Sencer,
MD
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Ossining, NY
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“The
practice
of
medicine
has
become
more
and
more
difficult
with
each
passing
day.
MBS
provides
our
practice
with
peace
of
mind
that
comes
from
the
knowledge
our
every
insurance
need
is
being
tended
to
with
our
best
interest
at
heart.
Thanks
for
making
our
lives
easier!”
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- Michael
Milano,
MD
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Livingston,
NJ
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“Our
practice
has
been
helped
immeasurably
by
our
association
with
MBS
Insurance
Services.
Their
technical
knowledge
and
quick
response
is
a
delight
in
this
day
and
age
plus
I
love
their
“real
world”
seminars.
That
last
tip
helped
our
collection
rates!”
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Richard
Binetti,
MD
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Caldwell,
NJ
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“Antoinette
has
always
been
helpful
and
very
knowledgeable
about
her
business”
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Larry
Edelman,
DDS |
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Rockaway,
NJ
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“Very
satisfied
work
service
provided
by
Maria
with
MBS
Insurance
Services.
Issuance
of
malpractice
insurance
in
a
timely
manner.”
| -
William
Miller,
DO
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Harrisburg,
PA
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“Antoinette
is
a
knowledgeable,
focused
professional
and
the
prices
she
gave
me
were
better
than
anyone
else!”
| -
Ruth
Kantor,
MD,
PA
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Short
Hills,
NJ
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“It
has
been
a
pleasure
having
MBS work
on
my
account.
You
get
that
prompt,
professional
and
accurate
service
from
MBS.”
| -
George
Ego-Osuala,
MD
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Edge
Medical
Care
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Langley
Park,
MD
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“MBS
has
handled
our
insurance
policies
for
15
years
and
our
relationship
has
been
a
good
one.
Antoinette
has
always
been
most
helpful,
courteous,
and
prompt
in
answering
our
questions,
amending
our
policies
or
adding
new
coverage’s.
Service
is
important
to
me
and
MBS
has
definitely
met
our
standards
and
served
our
needs.”
| -
Marc
Moscowitz,
DMD
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Bloomfield,
NJ
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“MBS
is
reliable,
prompt,
courteous
and
efficient.
Thanks
for
all
your
help!”
| -
Stephen
Levine,
DC
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South
Orange,
NJ
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“Nothing
but
prompt,
courteous
and
friendly.
Always
took
care
of
our
needs
efficiently”
| -
Todd
Teller,
DC
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Teller
Chiropractic
Inc.
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“Besides
having
the
most
competitive
pricing
in
the
industry,
the
individualized
service
is
priceless!”
| -
Glenn
Foss,
DC
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Pompton
Plains,
NJ
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“Always
professional,
friendly
and
courteous
assistance.”
| -
Harold
Kevanian,
DC
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Warren,
NJ
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“I
have
been
a
client
of
MBS
Insurance
Services
for
over
15
years.
I
use
MBS
Insurance
for
my
business
and
personnel
needs.
I
have
always
been
satisfied
&
give
MBS
a
AAA
rating.”
| -
Gerald
Mattia,
DC
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Orlando,
Fla.
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“I
have
been
a
client
with
MBS
Insurance
for
over
15
years.
I
have
found
their
service
to
be
professional,
efficient,
courteous
and
totally
dependable.
Their
services
have
been
a
real
bonus
to
my
practice.”
| -
Gerald
Chiara,
DC
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Hackettstown,
NJ
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“MBS was
pleasant,
prompt
and
responsive
to
my
questions”
| -
Donna
White,
DC
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West
Caldwell,
NJ
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“I
trust
MBS
to
perform
their
duties
with
all
the
confidence
that
I
am
being
well
taken
care
of.
We
have
enough
problems
dealing
with
managed
care
organizations
without
having
to
worry
about
our
insurance
needs.
Thanks
for
being
the
“friends”
I
can
always
count
on.”
| -
Ronald
Dellanno,
DC
|
Bloomfield,
NJ
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“Antoinette
Terrano
of
MBS
always
gives
me
an
answer!
MBS
makes
my
job
a
little
easier.
Antoinette
is
always
there
for
me
and
a
pleasure
to
speak
with.
| -
Richard
Lubow,
DC
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Paramus,
NJ
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“MBS
Insurance
Services
are
professional,
kind
and
provide
you
with
the
best
plan
for
you.
Their
personnel
staff
is
just
pleasant,
charming
and
knowledgeable.”
| -
James
Sanfilippo,
DC
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Kearny,
NJ
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“MBS
Insurance
has
stood
by
me
with
2
major
fires,
one
in
my
office
and
one
in
my
house.
They
have
helped
every
step
of
the
way
and
made
life
much
easier.
You
always
get
a
“smiling”
person
on
the
other
end
of
the
phone
that
is
courteous,
personable
and
helpful,
not
to
mention
prompt.
I
would
not
think
of
using
another
insurance
broker.”
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Richard
Santucci,
DC
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Hackensack,
NJ
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“My
experience
with
Antoinette
has
been
extremely
pleasant
and
helpful.
Service
has
been
great.
MBS
insurance
Services
rates
are
competitive
in
today’s
market.”
| -
Frank
Dilollo,
DC
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Fanwood,
NJ
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“
Nothing
but
good
service
and
low
rates.
First
class
operation”
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Ron
Hayek,
DC
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Ringwood,
NJ
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“More
than
helpful
when
it
comes
to
service
and
information
about
malpractice
insurance,
and
I
would
highly
recommend
them!”
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Joesph
Hayek,
DC
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Ringwood,
NJ
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“I
have
been
dealing
with
MBS
for
15
years.
Everyone
is
knowledgeable
and
so
friendly.
They
treat
you
like
a
family
member.
Their
rates
are
fantastic
for
all
their
policies
and
they
really
care
and
work
for
you.
I
always
found
their
service
to
be
impeccable.
This
is
the
way
insurance
agencies
should
be
run!”
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Louis
A.
Lorenzo,
DC
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Parsippany,
NJ
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“Michael
and
the
staff
at
MBS
have
always
been
quick
to
help,
efficient
and
absolutely
the
best
insurance
people
we
have
ever
dealt
with.
I
consider
them
an
important
member
of
my
team
of
experts.
MBS
is
truly
great
at
what
they
do!”
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Glenn
Gabai,
DC
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Pennington,
NJ
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“I
have
been
a
client
of
Michael
Bernal-Silva’s
for
the
last
20
years.
Initially,
his
company,
MBS
insurance
Services,
was
relatively
small.
I
consulted
with
him
and
started
with
a
professional
liability
policy.
I
was
so
impressed
with
his
product
and
service
that
in
the
years
that
followed
I
gave
him
my
disability
coverage,
as
well
as
other
coverages
to
my
office,
home,
investment
properties
and
boat.
When
MBS
Added
my
investment
services,
I
placed
three
portfolios
with
them.
It
has
been
gratifying
for
me
to
have
witnessed
the
tremendous
growth
of
MBS
Insurance
Services
over
the
years.
The
company
deserves
it’s
success
because
Mike
and
his
team,
with
special
appreciation
to
Antoinette
and
Maria,
offer
consistently
outstanding
products
and
services
at
affordable
fees.
I
can
recommend
him
and
his
entire
team
at
MBS
without
reservation.”
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Kenneth
J.
Freedman,
DC
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East
Brunswick,
NJ
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“Service
with
a
smile
-
that’s
Antoinette!
With
Antoinette,
there
are
no
problems,
only
solutions.
I’ve
needed
many
copies
of
my
policy
for
insurance
companies
and
Antoinette
has
given
me
everything
I
needed
in
a
timely
manner.
Antoinette
knows
her
clients
by
voice.
Getting
a
human
voice
these
days
is
very
rare
but
dial
Antoinette’s
number
and
you’ll
get
her,
not
a
machine.”
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Kathleen
Therkelsen,
DC
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South
Amboy,
NJ
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“Antoinette
Terrano
should
be
complimented
on
her
efficiency.
She
handles
all
matters
professionally
and
with
a
great
deal
of
expediency.
Antoinette
is
very
knowledgeable
in
all
areas
and
is
very
helpful
in
all
our
business
dealings.
We
would
like
to
extend
our
gratitude
and
also
say
that
we
hold
Ms.
Terrano
in
the
highest
esteem!”
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| -
Harriette
&
Seymour
Gluckow
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“I
was
very
pleased
with
my
agent,
Antoinette
Terrano’s
ability
to
settle
my
recent
claim
quickly
and
easily.
Any
questions
I
have
regarding
any
of
my
policy
coverages
are
always
answered
immediately
and
thorrughly.”
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Gary
Paparozzi
–
P&M
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Lodi,
NJ
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“When
my
son-in-law
Dr.
Gregory
S.
Corso
established
his
dental
practice
I
was
searching
for
an
insurance
broker
to
handle
his
insurance
needs.
A
friend
recommended
your
firm.
I
visited
your
Denville
office
and
was
directed
to
Antoinette
Terrano.
Ms.
Terrano
explained
the
coverage
to
my
full
satisfaction,
which
I
in-turn
relayed
to
my
son-in-law.
His
response
“
I
leave
the
decision
to
you”.
His
account
is
being
serviced
by
Antoinette
Terrano.
Over
the
years,
she
had
been
very
helpful
and
continues
to
this
day.
I
can
contact
her
any
time,
she
is
always
pleasant
but
most
importantly,
a
very
knowledgeable
young
lady.
You
have
in
your
employ
a
young
lady
that
is
a
tremendous
public
relation
person
on
your
behalf.
Having
been
in
business
prior
to
my
retirement,
I
can
appreciate
competent
and
very
personable
employees.
Ms.
Terrano
meets
all
of
the
qualifications
I
have
listed
above.
She
is
truly
an
asset
to
your
firm.
I
look
forward
to
continue
our
working
relationship
in
the
future.”
-
Peter
Bonavita
|
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“Antoinette
has
made
every
challenge
I
have
ever
encountered
in
12
years
of
practice
a
seamless
exercise
in
smooth,
efficient
and
highly
competitive
service.
She
is
a
pleasure
to
deal
with.
It’s
very
simple.
I
ask
for
something
and
she
gets
it
done
yesterday.
You
can’t
ask
for
more!”
|
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Tony
Carusone,
DC
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Clark,
NJ |
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